November 12, 2009

NEXT POST
Communicate to Help Employees Make Smart Medical Plan Decisions Last week, we blogged about the importance of using your benefits communications to more effectively engage employees. Today, guest blogger Elizabeth Borton, president of Write On Target, a benefits communications firm, provides practical tips you can use in communicating your healthcare options to employees. TIPS TO HELP YOUR EMPLOYEES MAKE SMART MEDICAL PLAN DECISIONS Guest Blogger: Elizabeth Borton, President, Write On Target As benefits specialists, you understand the differences between the various medical options offered through your organization. However, those differences are not so obvious to your employees. In fact, MetLife 2008 Employee Benefits Survey found that 55% of employees felt that they didn't get the resources they needed to make informed decisions and felt either confused (25%) or frustrated (24%) while selecting their benefits. So how can you design annual enrollment materials that truly assist employees in the decision-making process? The following are tips which have worked well in past enrollments: In addition to providing side-by-side comparisons of plan designs, use real-life scenarios to illustrate the different types of medical users and the plans that best fit their situation (e.g. - a single person versus a family versus an empty nester). In this way, your employees can easily identify which plan might best fit their needs, based on their medical usage. Mail targeted post cards to homes that compare plan costs, side-by-side (segment your mailing data based on the plans and cost paid by various groups within your organization.) Illustrate possible cost savings through easy-to-understand examples. (For example, a section entitled "Are you paying too much for coverage?" could show the difference between the cost to buy versus the cost to use.) Many health care providers provide a similar tool on their websites, which you should promote in your enrollment materials. Employees enter certain information (such as an estimate for the number of times they went to the doctor the year before, types of services they needed, etc.) and the tool compares the cost of being in "Plan A" versus "Plan B." A Flexible Spending Account (FSA) can help offset costs if moving to a higher deductible plan, but you have to provide quality education about what an FSA is and how it works before employees will take advantage of the plan. Employee meetings work well. If you have a small population and are making big changes, you may require attendance. Or you could pass out the enrollment packages ONLY at the meeting to encourage attendance. Don't forget to send materials home, and if necessary, hold webinars! In general, research shows that families make up 60 to 70 percent of healthcare costs and are often making the benefits decisions. Do not overlook these important decision makers. They can heavily influence the decisions make at annual enrollment. What communications have you used to more effectively get benefits information out to your employees and help them make more informed choices? Share your insight with us by clicking on the comments section below and adding your ideas.
PREVIOUS POST
Tips to Better Communicate with Senior Management Understanding your audience is critical in effective HR communications. Having a crystal clear picture of your audience: who they are, how they like to receive information and what information is important to them will help you get the response you need. You spend much of your time crafting a variety of communications that are widely sent to employees. But do you spend time understanding the best way to talk to your executive audience? This week, we share an interview Roberta Fiore-Kittell, an Executive Coach and Partner at OptimaHR. Roberta provides insight and tips to help HR managers better communicate with senior management. Today’s blog is the first of two parts. SPEAK UP! Tips to Better Communicate with Senior Management (Part One) Interview with Roberta Fiore-Kittell, Executive Coach and Partner at OptimaHR. How is communicating to the senior management different than communicating to the rest of the company? Effective communication starts with knowing what’s important to the senior manager and knowing the lens they look through. A senior manager’s lens is driving and running the business and what’s going to help it be more effective. What this means is that you need to have a much broader focus when communicating with senior management than you would when communicating to employees globally. Time is at a premium, so focus on the most critical things you need to tell a senior manager. If you only have three minutes, what would you really say? Someone communicating to senior management should focus on the three most important things they want to get across. You should know: Am I informing them of something? Trying to get buy in? Trying to persuade them? Know your purpose in coming to the table. How do you know what are the most important things to a senior manager? A senior manager is more likely to pay attention to the things that are more important to him or her. That’s a question to ask the most senior leaders: “What are the most important things I need to tell you?” Ask what they want to know. If HR could approach communicating with the senior manager more as a consultant would approach this, it would be helpful. Of the senior management team, what is your critical customer base? Many people overcommunicate, so many senior managers discard the information if it’s too much. Ask the senior managers “over the past year, of everything I’ve communicated, what has been the most valuable?” And is there a means of communication that you liked the best? Many times, HR managers work with senior management teams rather than individually. What should they do to ensure a successful meeting with a senior management team? Make sure you do your homework beforehand. If your purpose is to meet with them collectively, you want to have the “meeting before you have the meeting.” Get as much information and opinions together before you walk into the room. The information you gather will help you understand your audience and tailor your message appropriately....

Jane Vanderhorst

Vanderhorst Consulting works with organizations to develop and deliver on-target, results driven communications that engage employees, build sales and retain customers.

The TypePad Team

Recent Comments